The Business Challenge

Residents are increasingly seeking swift, private, and equitable access to government services online. Yet this surge in demand, combined with the cost and expertise required to support secure and private transactions online, is impacting the public sector’s ability to deliver. The result has led to a spike in identity fraud, which is obstructing the path to digital transformation and costing taxpayers millions.

The 1Kosmos CSP provides the systems and expertise needed to deliver the required privacy and security controls while delivering a superior user experience. Our expertise is built upon millions of managed identities, delivering our customers verified identities and secure authentication. As a result, our platform will provide agencies equitable citizen and resident journeys for identity verification at the time of enrollment, plus ensures identity at every access point, eliminating synthetic fraud and ATO attacks.

And since 1Kosmos is managing the workload, agencies can allocate their limited resources more effectively, ensuring that services are delivered efficiently to those who are eligible.

The 1Kosmos Advantage

Identity Verification Fraud Prevention Equitable Access Privacy by Design
Automatically Verify Identity for New Citizen and Resident Accounts

Identity proofing solves the problem of ensuring that individuals are who they claim to be, when online. Identity verification is critical for preventing fraud and unauthorized access to sensitive systems and data. By verifying identities accurately, agencies can enhance security, maintain compliance, and build trust with citizens and residents.

1Kosmos’ CSP team integrates and manages all essential APIs and user interfaces, building custom orchestration journeys to guide citizens and residents through the identity verification process to achieve the appropriate level of identity assertion (up to IAL2). Once the citizen or resident successfully completes identity verification, the user can be bound to a phishing resistant passwordless authentication that proves identity at every authentication request.

The 1Kosmos privacy-by-design CSP identity proofing utilizes many factors of identity to ensure more equitable access for citizens and residents, including government-issued IDs. It also ensures considerations for the underserved, unbanked, thin-file, and no-hit populations.

Build Citizen Trust with Enterprise Grade Security

Navigating the complexities of fraud prevention requires robust controls, particularly when identifying stolen or fabricated identities. Post-identity verification and during citizen and resident onboarding, individuals are often provided with basic credentials like usernames and passwords, which are vulnerable to being compromised, leading to Account Takeover (ATO) and other fraudulent activities.

By choosing the 1Kosmos CSP, agencies can leverage our industry leading user experience and identity verification workflows matched to various levels of risk. After identity verification, citizens and residents can be automatically enrolled in a phishing-resistant, passwordless multi-factor authentication preventing ATO and synthetic fraud attacks.

1Kosmos integrates with leading component vendors using out-of-the-box connectors or APIs, ensuring compatibility with identity verification policies. This approach enables rapid integration across any environment.

Utilize a Credential Service Provider (CSP) with Ease

Ensuring access for all citizens and residents requires a flexible platform that offers many modalities through which citizens can enroll and verify their identity, through web interface, mobile app, agent assisted / remote supervised, or in-person proofing.

The 1Kosmos CSP integrates and manages equitable access for agencies by utilizing many non-biased modalities for enrolling and authenticating citizens and residents, including a web interface, mobile app, agent-assisted / remote-supervised proofing. Additionally, we collaborate with agencies and organizations to reach underserved populations and continually enhance our platform based on feedback to ensure inclusivity for all.

The 1Kosmos CSP delivers identity verification results without human or AI bias for both gender and race. It can verify a wide range of identity details and includes workflows tailored for the underserved, unbanked, thin-file, and no-hit populations.

Customer Managed Data

Capturing and storing citizen and resident PII and biometric data requires special attention to data storage, handling, and management. Meeting ever-changing compliance mandates is an additional layer that adds to the complexity and risk agencies face.

1Kosmos CSP offloads the capture and management of citizen and resident PII data, and assumes the responsibility of all captured data. During enrollment, information collected from scanned citizen and resident credentials are encrypted and, for the highest level of security, stored in the 1Kosmos distributed framework, compliant to the W3C DID standard.

Additionally, all personal identifiable information (PII) is encrypted end-to-end, so as we federate into an agency service, the data is never exposed, plus the captured PII data can only be shared with the user’s explicit consent.

Contact us for a demo!

Insights
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