WHY BLOCKID VERIFY?
Accelerate User Onboarding
Eliminate identity fraud, reduce operating costs, and mitigate regulatory compliance risk with self-service enrollment using any combination of government issued IDs, telco, and banking credentials.
NIST rated #1 for non-bias race and gender decisioning. Sophisticated AI and machine learning algorithms drive objectivity, equity, and fairness into your identification proofing processes: 99.6 Target Accept Rate (TAR) and .01% False Accept Rate (FAR)
User Identity Proofing
1Kosmos BlockID Verify performs identity verification in 205 countries and can include agent-assisted document verification if required. SIM Binding, US SSN verification and drivers license verification to AAMVA are optional for additional identity verification.
Using machine learning and computer vision technologies along with an intuitive user interface, our solution processes even low quality images in dark lighting. Images are processed through thousands of algorithms catching sophisticated fraudulent documents,
This approach also possesses zero human bias and the least bias for gender and race decisioning using the #1 algorithm rated by NIST for non-biased decisioning.
Our identity proofing is easily integrated into native and custom mobile apps, web or desktop logins through our robust API and SDK framework.
This means iron clad security for your business and user privacy with information shared only with user consent, completely revolutionizing onboarding and fraud detection.
GDPR Privacy by Design
Customer PII data is extracted providing automated, accurate form fills. Biometrics authenticate true identity via face match technology to government ID or previously captured images. Liveness detection prevents spoofing and deep fakes in real time. The user’s encrypted digital identity is stored in a distributed ledger, accessible only via the user’s biometric through a private-public key pair secured in the TPM / Secure Enclave of a device.
User identity can be secured across multiple devices and since there is no use of a centralized user store of personally identifiable Information to secure against the threat of data breach.
PII data is in complete control of the user and can only be shared with their explicit consent.
Biometric data is not stored in a central location so as a result, we eliminate a honeypot of PII data and 1Kosmos exhibits the least bias for gender and race decisioning (#1 algorithm by NIST for non-biased decisioning).
Fast API / SDK Deployment
We’ve developed our mission-critical platform to require no custom coding, no special firewall rules, or special security configurations. Deployment is simple and fast – typically in under a week – with ready integration to existing applications and services with low risk and no disruption. ID proofing can be integrated into a native app, via an api, mobile, web, or desktop integrations.
1Kosmos BlockID Verify is deployed via a developer-friendly SDK and APIs that comply with the strictest GDPR, SOC2, ISO 27001 certification standards for handling and retention of sensitive data.