Our Advantage
The 1Kosmos Credential Service Provider Advantage
The 1Kosmos privacy by design credential service modernizes identity enrollment and authentication, empowering government age...
WHY A CREDENTIAL SERVICE PROVIDER?
The 1Kosmos CSP is a managed service that modernizes citizen and resident onboarding through self-service identity verification. It then provides a convenient, portable digital identity, allowing users to log in, transact, and share PII data safely with government agencies. This architectural advantage effectively shuts the door on fraud and account takeovers while delivering an exceptional user experience.
The 1Kosmos platform, and therefore the CSP, is industry certified to NIST 800-63-3, UK DIATF, FIDO2, ISO27001, SOC II Type 2 and iBeta DEA EPCS, ISO/IEC 30107-3 standards. As a result, agencies can take advantage of a non-bias racial or gender decisioning that drives objectivity, equity, and fairness into identification proofing processes. The result outperforms manual, error-prone processes while exceeding industry benchmarks to eliminate identity fraud, reduce operating costs, and minimize compliance risk.
Deploying 1Kosmos as a CSP means that agencies can allocate their limited resources more effectively while still providing fair and equitable access to services for those who are eligible.
Privacy by Design
Platform
Puts citizens / residents in complete control of their own PII data. Users determine what data to share. There is no hackable honeypot accessible by administrators or bad actors.
Eliminate Synthetic ID Fraud
Detects stolen and synthetic identity fraud through a certified self-service enrollment process, with high accuracy, an app or appless user experience, and without race or gender decisioning bias.
Strong Citizen / Resident Authentication
An identity verification process that employs data triangulation and supports various assertion levels, utilizing government credentials, biometrics, and additional data sources.
UNIQUE DIFFERENCES
Verify Citizens and Residents and Eliminate Synthetic ID Fraud
The 1Kosmos CSP digitally transforms identity enrollment and authentication for citizens and residents, so government agencies gain the security advantage they need to defend against synthetic fraud, phishing and ATO attacks targeting services.
During customer onboarding, 1Kosmos detects stolen and synthetic identity fraud through a self-service enrollment process. The data extracted from the identity evidence is used to build a convenient reusable digital wallet for frictionless MFA, including an identity based biometric which eliminates phishing and ATO attacks, shutting the door on bad actors.
Empower Users to Control Their Personal Information
The 1Kosmos CSP empowers residents to have sole control of their information by securing it with a cryptographically paired public-private key architecture. For added security, 1Kosmos utilizes a private and permissioned distributed ledger to decentralize data, eliminating administrative access to a centralized “honeypot” of information that hackers often target in data breach or ransomware attacks.
All data is encrypted and written according to W3C Decentralized Identity (DID) standards, ensuring privacy, security, and complete auditability. Only the enrolled citizen or resident has access to the private key, which is required to access and share their information at any time and with any online service.
Additionally, the 1Kosmos CSP complies with 230+ similar privacy regulations around the world, including GDPR and the California Consumer Privacy Act (CCPA).
Deploy Self-Service Citizen Enrollment for All
The 1Kosmos CSP enables equal and fair access to citizens and residents to transact with digital services securely. The CSP can utilize many non-biased modalities for enrolling and authenticating residents, including a web interface, mobile app, agent-assisted / remote-supervised proofing.
The CSP utilizes identity verification results without human or AI bias for both gender and race. Our approach offers many modalities through which citizens can enroll up to IAL2, including a web interface, mobile app, agent assisted / remote supervised, or in-person proofing.
The CSP can also verify an unlimited array of identity details, including government issued ID, education qualifications, healthcare data, financial account details, and other third-party machine-readable personal information. This includes underserved, unbanked, thin-file, and no-hit populations.
Build Citizen and Resident Trust Through Enterprise Grade Security
1Kosmos CSP provides an authentication platform to support biometric passwordless multi-factor authentication, an architectural advantage, eliminating the need to issue weak credentials such as usernames and passwords to citizens and residents.
The 1Kosmos team integrates the CSP authentication methods into any mobile app via an SDK, delivered through the 1Kosmos app, or implemented as an appless experience. Citizens and residents authenticate via any of our methods depending on the risk of the access request. By implementing 1Kosmos CSP, agencies can deploy any of the available authentication methods including: device biometrics, LiveID, 1Key, push messages, email/SMS/Tokens, 3rd party hardware tokens, Windows Hello, and Mac TouchID.
1Kosmos integrates via industry authentication standards such as OAuth, OIDC, SAML and FIDO with interoperability across Windows, Mac, iOS, and Android operating systems.
Identity Verification
With the 1Kosmos CSP, agencies can prove identity and reduce synthetic identity fraud during new account origination. Our CSP has been certified to NIST and UKDIATF guidelines and ensures the legitimacy of new accounts.
Through a superior user experience delivered via an app or an appless interface, 1Kosmos verifies a citizen’s or resident’s identity using their driver’s license, passport, or National ID. The process is completed within minutes with industry-leading accuracy, including advanced spoofing and counterfeit detection. 1Kosmos CSP supports document verification for over 205 countries.
Based on use case, our CSP can also verify identity at lower levels of assurance using banking, telco (e.g., SIM binding), email, Social Security number, and phone number, among other methods.
The extracted data is used to build a convenient, reusable digital wallet for frictionless biometric MFA and to give users control over their PII data.
Utilize a Credential Service Provider (CSP) with Trust
The 1Kosmos CSP is certified to NIST 800-63-3, UK DIATF, FIDO2, ISO27001, SOC II Type 2 and iBeta DEA EPCS, ISO/IEC 30107-3 standards which are contemporary technical standards designed to ensure security and interoperability for biometric authentication and passwordless access.
The captured PII data is encrypted and written to our permissioned blockchain according to W3C DID standard, ensuring privacy, security and complete auditability.
1Kosmos’ platform has passed rigorous testing to validate our development is to the highest quality standards.
Additionally, the 1Kosmos platform and the CSP are aligned to US Federal requirements, including Privacy Act, Section 508, EO13985 (multi-language), EO14028, OMB M19-17, OMB M22-09, as well as FedRAMP and FIPS.
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The only solution that combines indisputable digital identity proofing with advanced biometrics and passwordless authentication, while encrypting and storing user data in a private blockchain. Explore the platform and see why Fortune 500 Enterprises trust 1Kosmos.